Your business has outgrown the owner doing the finances at night. Decisions about hiring, finance, pricing and expansion now carry six- and seven-figure consequences. A full-time CFO typically costs $180,000 to $300,000 a year in salary, which puts one out of reach for most businesses turning over less than $20 million.
What we do
Ian becomes your part-time CFO. Each month you get a board-style report and a 60-minute meeting. Each quarter we run an advisory board meeting of up to 2 hours. Once a year we hold a half-day strategy workshop and review what your business is worth. Between meetings, you have up to 2 hours a month of decision support and Ian's direct mobile number.
What you receive
Board-style report pack with an executive summary
Results by department, site or segment
Rolling 12-month forecast of profit, balance sheet and cash
Lender covenant and ratio check every month
Annual business value review and a written strategy for the year
Questions
What's the difference between a virtual CFO and my accountant?
Your accountant prepares your tax returns, BAS, and year-end accounts. A virtual CFO uses your numbers to plan cash, profit, and growth for the months ahead. You can keep your accountant and add a virtual CFO alongside them.
Do I need Virtual CFO or Growth?
That depends on the decisions in front of you. We'll recommend one on your discovery call, and you can change plans later with 30 days' notice.
Fee
Included in the Virtual CFO plan, for a fixed monthly fee. A quarterly version costs less. We travel anywhere in Australia for your annual strategy workshop, and additional travel fees may apply depending on location.
Illustrative example. The business and figures are fictional.
Sample reports
See a Virtual CFO report
These are full monthly Virtual CFO reports for fictional businesses. Look through the preview pages, then enter your email and we'll send you the full report straight away.
Motels and accommodation · Virtual CFO plan
Example Motel Co
A 32-room freehold motel with a restaurant, run through a family trust, October 2026. 18 pages, prepared in Spotlight Reporting.
Occupancy, average daily rate and RevPAR, online commissions, department results for rooms, restaurant, bar and conference, a lender covenant check, and the motel's value as a freehold going concern.
Preview pages
Thanks. Check your inbox. We've emailed you a link to the full report.
The business and all figures are fictional.
Hospitality and food · Virtual CFO plan
Example Cafe Co
A café and catering business, October 2026. 17 pages, prepared in Spotlight Reporting.
Executive summary, action plan, KPI scorecard, food and wage costs, product margins, lender check, and a rolling 12-month cash forecast.
Preview pages
Thanks. Check your inbox. We've emailed you a link to the full report.
The business and all figures are fictional.
Agriculture · Virtual CFO plan
FirmGround Farming Demo Co
A dairy farm with beef and cropping, August 2026. 19 pages, prepared in Figured.
Executive summary with three actions, grouped KPI dashboard, tax and GST check, milk production, monthly gross margins against last year, and a lender covenant check.
Preview pages
Thanks. Check your inbox. We've emailed you a link to the full report.
The business and all figures are fictional.
Next step
Talk to us about your numbers
Book a free 30-minute discovery call. We'll look at where your business is now, where you want it to be, and whether one of our plans fits. You'll know the fixed fee before you commit to anything.
Motels and accommodation · Virtual CFO plan
